PWC Employees Credit Union
CU FLEXTeller
Rates
Home
Announcements
Rates
Loans
Savings
Online Services
About Us
Contact Us

 

 

Rates Effective 04/01/2017*All rates and yields 
stated below are accurate as of the date shown, and are 
subject to change without notice.

 

Loans

Loan Term

APR **(Annual Percentage Rate)

Signature 12 - 60 mos 7.99% - 15.99%
Line of Credit variable 7.99% - 15.99%
VISA Classic variable 12.9%
VISA Platinum variable 8.9%
Home Equity Line of Credit, variable rate* 60 - 180 mos Please contact CU***
Home Equity Fixed Rate 60 - 180 mos Please contact CU***
New Vehicle, Original purchase 0 - 60 mos 1.99% #
New or Used Vehicle 12 - 84 mos 1.99% - 14.49%
New or Used Motorcycle 12 - 72 mos 4.50% - 12.50%
New or Used Boat or RV 12 - 60 mos 6.50% - 11.50%
New or Used Boat or RV, $20,000 minimum 72 mos 8.00% - 10.25%
New or Used Boat or RV, $30,000 minimum 84 mos

8.50% - 10.75%

New or Used Boat or RV, $40,000 minimum 120 mos 8.75% - 11.00%
New or Used Boat or RV, $50,000 minimum 180 mos 9.00% - 11.50% 


 APR = Annual Percentage Rate  
NEW RATES DO NOT APPLY TO EXISTING PWC ECU LOANS.
* Home Equity Line of Credit is a variable rate, subject to change the first day of January, April, July and October.

** The Annual Percentage Rates (APRs) shown above reflect the current ranges of  APRs offered.  The APR may be adjusted based on 
individual credit standing, term loan-to-value and debt-to-income ratio. 
*** No pre-payment charges or penalties.  No annual fees.  Closing costs range from approximately $0 - $1500 based on your approved 
credit limit.  Minimum APR of 5.50%APR and maximum of 18%APR
# New purchase only, no refinance available at this rate.  Please contact credit union for verification.

**TIS/Rates Declared and Paid  03/31/2017
*All rates and yields stated below are accurate as of March 31, 
2017, the last dividend declaration date, and are subject to 
change without notice.  Please see below for current rates, but 
ALWAYS CONTACT THE CREDIT UNION FOR CURRENT
 RATES, AS THEY ARE SUBJECT TO CHANGE WITHOUT 
NOTICE!

 

Savings/**TIS disclosure as of 03/31/2017

Minimum Balance

Dividend Interest Rate

APY*

Regular Share $0 - $99 0.00% 0.00%
Regular Share  $100 + 0.10% 0.10%
Child's Share $10  + 0.10% 0.10%
Share Draft $0 0.00% 0.00%
Christmas open 0.00% 0.00%
Club open 0.00% 0.00%

*APY = Annual Percentage Yield
**TIS = Truth in Savings

Share Certificates/**TIS disclosure as of 03/31/2017

Minimum Deposit

Dividend/ Interest Rate

APY*

6 months term Certificate $500 0.45% 0.45%
12 months term Certificate $500 0.85% 0.85%
18 months term Certificate $500 0.85% 0.85%
24 months term Certificate $500 1.10% 1.10%
36 months term Certificate $500 1.40% 1.40%

*APY = Annual Percentage Yield
*A penalty may be imposed for early withdrawal.
**TIS = Truth in Savings

IRA Shares and Certificates/**TIS disclosure as of 03/31/2017

Minimum Deposit

Dividend/ Interest Rate

APY*

IRA Share open 0.10% 0.10%
6 months term Certificate $500 0.45% 0.45%
12 months term Certificate $500 0.85% 0.85%
18 months term Certificate $500 0.85% 0.85%
24 months term Certificate $500 1.10% 1.10%
36 months term Certificate $500 1.40% 1.40%

*APY = Annual Percentage Yield
* A penalty may be imposed for early withdrawal.
**TIS = Truth in Savings

 

CURRENT Rates, Effective 04/01/2017 ALL RATES AND YIELDS GIVEN BELOW ARE SUBJECT TO CHANGE WITHOUT NOTICE.  PLEASE ALWAYS CONTACT THE CREDIT UNION FOR CURRENT RATES!

 

Savings/Current Rates as of 04/01/2017 SUBJECT TO CHANGE WITHOUT NOTICE!

Minimum Balance

Dividend Interest Rate

APY*

Regular Share $0 - $99 0.00% 0.00%
Regular Share  $100 + 0.10% 0.10%
Child's Share $10  + 0.10% 0.10%
Share Draft $0 0.00% 0.00%
Christmas open 0.00% 0.00%
Club open 0.00% 0.00%

*APY = Annual Percentage Yield 

Share Certificates/Current Rates as of 04/01/2017 SUBJECT TO CHANGE WITHOUT NOTICE!

Minimum Deposit

Dividend/ Interest Rate

APY*

6 months term Certificate $500 0.55% 0.55%
12 months term Certificate $500 0.85% 0.85%
18 months term Certificate $500 0.85% 0.85%
24 months term Certificate $500 1.20% 1.21%
36 months term Certificate $500 1.50% 1.52%

*APY = Annual Percentage Yield
*A penalty may be imposed for early withdrawal.

IRA Shares and Certificates/Current rates as of 04/01/2017  SUBJECT TO CHANGE WITHOUT NOTICE!

Minimum Deposit

Dividend/ Interest Rate

APY*

IRA Share open 0.10% 0.10%
6 months term Certificate $500 0.55% 0.55%
12 months term Certificate $500 0.85% 0.85%
18 months term Certificate $500 0.85% 0.85%
24 months term Certificate $500 1.20% 1.11%
36 months term Certificate $500 1.50% 1.52%

*APY = Annual Percentage Yield
*A penalty may be imposed for early withdrawal